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7th January 2009

Citi Handlowy Has More Than One Million Retail Customers

Citi Handlowy enters 2009 with more than one million retail customers. Consequently, the bank confirms the effectiveness of its strategy and says that another retail banking record will be announced soon.

In 1997, the bank launched the first Polish credit card accepted worldwide. Two years later, Citi Handlowy offered the first in Poland co-branded card. In 2003, the bank, together with BP Polska, issued the Citibank-BP credit card. Today the Citibank-BP program is still the largest partnership credit card program in the Polish market. A big success is also the Citibank Credit Card Discount Program. All over Poland, more than 3,100 points of sale offering discounts to holders of the Citibank Credit Card make Citi Handlowy's card offer one of the most attractive and innovative offers in the market for more than ten years.

In September 2007, the bank launched the first global offer for Polish nationals living and working abroad. As a result, the bank offers instant money transfers to Poland from 20 countries all over the world, including fee-free money transfers from selected EU states, and a comprehensive offer for Poles living and working in the U.K. and the U.S.

The bank also "injects" innovation into its deposit offering. It was one of the first banks in Poland to offer its customers a savings account. A few weeks ago, it also launched a Citibank SuperSavings Account. Consequently, it is the first bank in Poland to offer two types of savings accounts. Customers can keep money used for everyday purposes on a 5.05 percent account, and transfer their financial surpluses to the Citibank SuperSavings Account, offering a much higher interest rate.

Citi Handlowy is also one of the first banks in Poland to focus on banking by phone. The bank offers 24-hour telephone banking service available 365 days a year. With the use of their mobile phones, the bank's customers can also quickly and easily locate the nearest fee-free ATM, Citi Handlowy branch, or a point of sale offering special discounts on purchases made with the Citibank Credit Card.

And last but not least, Citi Handlowy is the first bank in Poland to allow its customers to use their mobile phones to pay for goods and services directly from their bank accounts. The "Pay with Your Mobile" service is a real breakthrough in the mobile payments market. It is the first time a bank, a mobile network operator, and an acquirer have agreed upon a common business model. Thanks to this agreement, the customers who have a bank account with Citi Handlowy and a mobile phone with Plus are able to make mobile payments in an easy and convenient way.

More information about Citi Handlowy's offers is available at www.online.citibank.pl.

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